Terms of Use

Finadget lets you track accounts, transactions and budgets, with statistics, alerts and automatic recurring transactions. It is offered on two plans:

• Free — up to 2 accounts, 50 transactions/month, limited categories and budgets, single currency.
• Pro — unlimited accounts, transactions and budgets, unlimited custom categories (subject to fair usage, see below), multi-currency and advanced statistics, for €2.99/month (see our Terms of Sale).

"Unlimited" is subject to fair usage: it covers normal personal or family budgeting use. We may reach out, or apply reasonable limits, if usage is clearly disproportionate to that purpose (for example large-scale automated or bulk creation of records, or use on behalf of unrelated third parties). Current plan limits are always shown in the app and may evolve over time.

By creating an account you accept these terms in full. We may update them from time to time; material changes will be notified by email or an in-app notice at least 30 days before they take effect. Continuing to use Finadget after that date means you accept the updated terms.

We make reasonable efforts to keep Finadget available, reliable and secure, including regular maintenance, monitoring and security patching. As with any online service, occasional interruptions, maintenance windows or bugs can occur despite these efforts — our commitment here is a best-efforts obligation (obligation de moyens under French law), not a guaranteed uptime or an obligation to achieve a specific result (obligation de résultat). The service is provided "as is" and "as available", without warranty of uninterrupted or error-free operation.

You must provide accurate information when registering and keep your password confidential. You are responsible for all activity under your account, and for the accuracy of the financial data you enter. One account per person; sharing credentials is not permitted.

You agree not to:

• Use the service for any unlawful purpose;
• Attempt to gain unauthorized access to other accounts or to the underlying systems;
• Reverse engineer, resell, or use the service to build a competing product;
• Interfere with or disrupt the service's availability or security.

Finadget — including its name, logo, design and underlying source code — is the exclusive property of its operator (see our Legal Notice) and is protected by applicable intellectual property laws. We grant you a personal, non-exclusive, non-transferable right to use the service for your own personal or family budgeting needs. Except as permitted by applicable law, you may not copy, modify, reverse engineer, redistribute or create derivative works based on the service.

The financial data you enter belongs to you. You can export it at any time as a spreadsheet, and delete your account and all associated data from Settings. See our Privacy Policy for how we handle your personal data and deletion requests, and our Cookies Policy for the cookies we use.

Finadget is a budgeting and tracking tool, not a financial advisor. It does not provide financial, investment, tax or legal advice, and the accuracy of the statistics, projections and any forward-looking figures it shows depends entirely on the data you enter and on calculations that, like any software, may occasionally contain errors. Any decision you make based on information shown in the app — including savings, spending or investment decisions — is made under your own responsibility; we recommend cross-checking important figures before acting on them, especially for significant financial decisions.

We do our best to prevent service interruptions, bugs, calculation errors and security incidents, and to fix them and restore the service as quickly as possible when they do occur. That said, to the fullest extent permitted by applicable law:

• We are not liable for any decision you make, or action you take (or fail to take), based on data, statistics, projections or calculations shown in the app, including where that data or calculation turns out to be inaccurate or incomplete;
• We are not liable for indirect, incidental or consequential damages (such as loss of profit, loss of opportunity, or loss of data beyond what can reasonably be restored from backups) arising from use of, or inability to use, the service;
• We are not liable for any failure or delay caused by events beyond our reasonable control (force majeure), including internet or hosting outages, failures of third-party providers we rely on (such as Paddle or our hosting provider), cyberattacks conducted despite reasonable security measures, or other circumstances we could not reasonably anticipate or prevent;
• In the event of a security incident affecting your data, we will investigate promptly, take reasonable steps to contain and remedy it, and notify you and the relevant authority where required by law (see our Privacy Policy §8) — but we cannot guarantee absolute security, and are not liable for a breach that occurs despite the security measures we have reasonably implemented.

Nothing in these terms excludes or limits liability that cannot legally be excluded or limited, such as liability for death or personal injury, fraud, or gross negligence, or any right you have as a consumer under mandatory law. Subject to that, where we are found liable for any other loss, our total liability is limited to the amount you paid us (if any) over the 12 months preceding the event giving rise to the claim.

Finadget is operated by a single person. If an event beyond our control — including the operator's own serious illness or incapacity — prevents us from maintaining the service for an extended period, we will make reasonable efforts, as soon as practically possible, to stop any further Pro subscription charges and to let you export your data before the service is discontinued, as described in Terms of Sale §7.

You may stop using Finadget and delete your account at any time. We may suspend or terminate accounts that violate these terms, with notice where reasonably possible. If you have an active Pro subscription, its cancellation is governed by our Terms of Sale §7.

If any provision of these terms is found to be invalid or unenforceable by a competent court, the remaining provisions will remain in full force and effect.

These terms are governed by French law, without prejudice to any mandatory consumer protection rights you have under the law of your country of residence.

Questions about these terms: contact@finadget.com.